So it costs do foot the level of mortgage forgiveness for those opportunities centered on its years of public-service
Sponsor: Rep. Swalwell [D-CA]
Cosponsors: 9 (9D; 0R)
Sponsor: Sen. Blumenthal [D-CT]
Cosponsors: 4 (4D; 0R)
NASFAA Conclusion & Analysis: This bill seeks to enhance the level of student loan forgiveness for public service professionals, including teachers, policy officers, and public health workers.
H.R.4723 - Equity into the Forgiveness Work off title loans Bradford 2021
Sponsor: Rep. Swalwell [D-CA]
NASFAA Bottom line & Analysis: This bill would allow current and former workers at all Energy Department-associated national laboratories to be eligible for public service student loan forgiveness.
H.Roentgen.4666 - Public service Loan Forgiveness Adaptation Act
Sponsor: Rep. Panetta [D-CA]
Cosponsors: 2 (2D; 0R)
NASFAA Conclusion & Analysis: This bill seeks to simplify and modernize the federal student loan forgiveness program. This bill would establish a comprehensive database of all qualified public service employers that would be easily accessible, streamline communication between those public service employees and the Department of Education, and offer a PSLF certification seal for qualified employers to utilize for recruitment purposes.
H.Roentgen.4600 - Responsible Credit Act out-of 2021
Sponsor: Rep. Grothman [R-WI]
NASFAA Conclusion & Analysis: This bill seeks to alleviate excessive student loan debt by allowing colleges and universities to provide limits on how much money students can borrow. This bill would allow higher education institutions to limit the amount of a loan that a student may borrow in an academic year based on certain criteria.
S.2020 - Terrorism Survivors Education loan Deferment Act
Sponsor: Sen. Marco Rubio [R-FL]
NASFAA Summary & Analysis: This bill would allow survivors of terrorist attacks to receive automatic deferments of their federal student loan payments. This forbearance would not count against the typical three-year maximum deferment allowance, but rather provide a one-year pause for victims. It would also designate the federal agency in charge of investigating the attack as responsible for identifying those victims.
H.Roentgen.4122 - REDI Act
Sponsor: Rep. Babin [R-TX]
Cosponsors: 1 (1D)
NASFAA Conclusion & Analysis: This bill would allow students in medical and dental school to defer interest accrual on their federal student loans while they are participating in their residency programs.
H.R.4293 - Supporting America's Young Business owners Operate from 2021
Sponsor: Rep. Velazquez [D-NY]
Cosponsors: 5 (5D)
NASFAA Bottom line & Analysis: This bill would provide up to three years of interest free student loan deferment and up to $20,000 in forgiveness for small business founders in "distressed areas." It also would provide up to $15,000 for employees of startups anywhere in the United States over the course of five years. Additionally, this bill would establish a Young Entrepreneurs Business Center that will be responsible for determining eligibility for loan cancellation.
H.Roentgen.2987 - Professor Loan Forgiveness Improvement Work out-of 2021
Sponsor: Rep. Luria [D-VA]
NASFAA Realization & Analysis: This bill would increase the amount of loan forgiveness and loan cancellation available to teachers. This bill increases the amount of loan debt ED would forgive for teachers from $5,000 to $15,000 after the fifth complete school year of teaching. In addition, for teachers in mathematics, science, or special education, ED would increase the loan forgiveness from 17,500 to 30,000.
H.R.2732 - Domenic and you can Ed's Laws
Sponsor: Rep. Langevin [D-RI]
NASFAA Summation & Analysis: This bill would allow a parent whose child develops a total and permanent disability to qualify for student loan discharge. Currently, parents are allowed to discharge federal student loans if their child dies, but not if their child develops a total and permanent disability.
H.R.2460/S.1098 - Mutual Consolidation Mortgage Separation Work
Sponsor: Rep. Price [D-NC]
Sponsor: Sen. Warner [D-VA]
NASFAA Bottom line & Analysis: This bill would authorize borrowers who have received a joint consolidation loan to apply to receive a separate Federal Direct Consolidation Loan.
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